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Medicare Faq's

Medicare Frequently Asked Questions

Please reach us at sejal@mosaichca.com if you cannot find an answer to your question.
  • Who is eligible for Medicare?

    Medicare is a federal health insurance program. To be eligible, individuals must be lawful U.S. residents, age 65+, or under 65 with qualifying disability, ESRD, or ALS.

  • When should I enroll in Medicare?

    Your Initial Enrollment Period begins 3 months before your 65th birthday and ends 3 months after. Special Enrollment Periods apply for qualifying life events.

  • Do I have to enroll at 65?

    If you have credible coverage, you may delay enrollment. Otherwise, enroll to avoid penalties.

  • How do I enroll?

    Enroll through Social Security via phone, office visit, or ssa.gov. Some individuals are automatically enrolled.

  • Do I need Medicare if I work after 65?

    Evaluate your employer coverage, dependents, and cost comparisons before deciding.

  • When can I change my plan?

    AEP: Oct 15–Dec 7. OEP: Jan 1–Mar 31.

  • How much does Medicare cost?

    Part A may be $0 with sufficient work history. Part B is income-based. Additional coverage options are available.

  • Do you charge fees?

    No. Our services are provided at no cost.

  • How can I meet with you?

    Call 303-517-0074, email sejal@mosaichca.com, or book via Calendly.